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Engaged! Now what?

Here are some tips to get you started!

Being engaged is exciting! The ring, the announcement and the rushing thoughts of the future.

But let’s be honest, wedding planning can be stressful and expensive, and without a plan, things can get crazy. To ensure that you and your fiance have an understanding, you’ll want to have conversation about these key things at the very start of your wedding planning journey.


1. Long or Short Engagement?

Discuss the length of your engagement to make sure your both are on the same page. Will you be engaged for 1-2 years or longer? Having this information can help you plan and save with confidence.


2. Budget

Weddings can cost a pretty penny, so it’s important to set a realistic budget. If you're in the NYC tri-state area and want a traditional wedding, it can cost you between $40-$45k on the lower end. Now there are many things that can alter this price such as, personal style, the season and guest count. If you want to cut cost, having a destination wedding can be an option. Most destination weddings can start as low as $1,000.00 at all-inclusive resorts. Depending on your length of stay, guest list, and add-ons, your destination wedding cost can be as expensive as $20k.

3. Guest List

This aspect of planning your wedding can be stressful. But in the very beginning, you need to both come up with a rough draft of guests you would like to invite. Keep in mind that most caterers and wedding venues charge a per person rate, and depending on your venue/caterer of choice, prices can range on average between $100-$175 per person. Keep this list handy when shopping for venues, and once you’ve selected your venue, you can figure out if you’ll need to scale back.

4. How are you going to pay for this?

Now that you have a timeline for your engagement, a budget, and a draft guest list. You’ll want to figure out how you’re going to pay for it all. Some couples are fortunate enough to have parents who will foot the bill. However, if this doesn’t pertain any of you, you’ll be tasked with having to figure out the best way to pay for it all. Are you guys going to pull from existing savings, investments, 401ks or pick-up an extra job? The decision is ultimately yours, but I can not stress enough how important communication & careful planning is during this process